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Finfluent Technologies Inc.

a subsidiary of 

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Carol Chow 

Founder, Partner & Chief Executive Officer (CEO) of Finfluent Technologies

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Carol Chow is a highly experienced Financial Planner with over 30 years in the field, complemented by her role as a Professor of Financial Planning at a leading college. She holds the Chartered Financial Planner, Certified Financial Planner (CFP), Registered Retirement Consultant (RRC), and R.F.P. (Retired) designations. With over 20 years of service at a major financial institution, Carol played a pivotal role in developing financial advice frameworks, tools, and processes tailored to support advisors and clients across both the mass and mass affluent markets. She is deeply committed to advancing the financial planning profession, having served on numerous Boards of Directors for prominent financial planning associations.

Andrew Cunningham

Vice-President of Technology at Finfluent Technologies Inc.

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In addition to his role at Finfluent Technologies, Andrew Cunningham serves as the Vice-President of Information Services and General Manager at the Canadian Institute of Financial Planning (CIFP). With over 23 years of experience, he leads teams responsible for designing, developing, and maintaining CIFP’s online platforms, delivering innovative and effective digital solutions for learners and financial professionals.

Justin Warren

Vice-President of Sales at Finfluent Technologies Inc.

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In addition to his role at Finfluent Technologies, Justin Warren is the Vice-President of Business Development at the Canadian Institute of Financial Planning (CIFP), bringing 18 years of experience in sales and marketing. In his role, he oversees multiple sales and support teams across three CIFP subsidiaries, driving strategic growth and client engagement. Justin holds a Bachelor of Commerce from Ryerson University and is currently pursuing an MBA in Strategic Management at Niagara University, further enhancing his expertise in business strategy and development.

Reuben Piryatinsky

Advisor

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Fintech and Management Consulting executive with over 15 years of experience leading digital transformation at banks, launching and growing Fintech products, and advising the C-Suite.

© 2025 by Canadian Institute of Financial Planning

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